Starring Judd Allen, Esq.
A lot of people have questions about what UM or UIM insurance is, and it’s really quite simple. It’s insurance that you get yourself through your own carrier, and the purpose of it is if you get in a car accident and somebody else is involved, but that person says – doesn’t have insurance or doesn’t have very much insurance. Your own insurance company can cover you for the loss so let’s say the person that hits you only has fifteen thousand dollars of insurance, but you have a hundred thousand dollar UIM policy.
At Arash Law, we’ll make sure that we get the fifteen thousand dollars from the other party and the eighty-five thousand dollars that make up the remainder of your hundred thousand dollar UIM policy. So just because someone who hits you may not have much insurance or any insurance, that doesn’t mean you don’t have a claim, so that’s why it’s always important to call us at Arash Law.