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U-Haul Truck Accident Lawyers Here For You When You Need Us Most
The housing market in the United States drives families to move somewhere more affordable. For reasons of affordability and convenience, many people are choosing to rent U-Haul trucks to transport their belongings themselves. Sadly, many of these individuals do not have the proper training and experience to drive a large vehicle. As a result, their inexperience can lead to accidents that threaten the safety of other road users.
Apart from the lack of experience, reckless driving behaviors can be brought out by the stress, excitement, and other emotions tied to moving from one place to another, which can lead to accidents on the road. If you have been injured by a U-Haul driver, our U-Haul truck accident lawyers can help you seek compensation for your losses. Call us at (888) 488-1391 for a free consultation.
What Is U-Haul?
U-Haul is an American moving company that offers 24/7 self-service rental trucks, trailers, and self-storage rental facilities. Having been in the logistics business since 1945, the hauling company is a multi-billion dollar enterprise that still thrives today.
People from all over the country choose to rent a U-Haul truck to move large items, such as furniture and other big appliances that would otherwise not fit in smaller cars, SUVs, or pickup trucks. Renting a truck from U-Haul is also considered a more inexpensive way to haul goods from one place to another. Compared to hiring a full-service moving company, leasing a U-Haul truck can save families hundreds, if not thousands, of dollars. Since DIY movers have been taking advantage of the company’s services, you can consistently see U-Hauls driving on roads and highways or navigating through local streets.
The Problem With Renting A U-Haul
When people consider hiring a U-Haul to move their belongings, they usually only consider the cost. Yes, it’s much cheaper on paper than employing a professional moving company. However, renting a U-Haul truck can be risky in so many ways.
U-Haul Trucks Are Bigger Than Passenger Cars
The hauling service offers plenty of size options depending on a person’s needs. U-Haul trailers and trucks range from 6 feet to 26 feet long. Unlike the average passenger vehicle, which can measure between 10 and 18 feet, U-Haul trucks can be more difficult to steer and control, especially when an additional trailer is in tow.
U-Haul Does Not Have Driver Requirements
Anyone with a regular Class C driver’s license can drive a U-Haul. Unlike professional truck drivers, private individuals who rent one of these don’t need any special licenses, extensive training, or experience before driving a U-Haul truck. To rent a U-Haul moving truck, a person must be at least 18 years old; to rent a U-Haul trailer, a person must be at least 16 years old.
U-Haul’s Insurance Is Optional
Many U-Haul renters would consider the additional insurance coverage an unnecessary cost. Admittedly, relocation can be expensive, but it’s also worth noting that accidents can happen to anyone at any time. Without insurance, renters may find themselves responsible for significant repair costs, medical bills, or other expenses if an accident occurs.
Some U-Haul Trucks Are Not In The Best Condition
Unfortunately, some rental companies neglect to maintain their trucks properly. With one rental after the other, it’s possible that the truck would not be in its safest driving condition once the keys are handed over to the next person. If the U-Haul truck is in poor mechanical condition, it may cause crashes that injure its driver, passengers, and other motorists or pedestrians on the road.
If you were injured in a U-Haul collision, contact our team of truck accident lawyers today. If you have a valid legal claim against the driver or company, our U-Haul truck accident attorneys can help you seek compensation for your losses.
Why Are U-Haul Accidents Dangerous?
Move.Org noted that roughly 8.4% of Americans changed residences within the country in 2021, the lowest percentage recorded in decades. Still, this translates to almost 30 million people who moved from one location to another that year. Many of these individuals choose to “DIY” their relocation and use U-Haul commercial vehicles and other rental trucks instead of hiring a full-service moving company.
According to the Federal Motor Carrier Safety Administration (FMCSA), rental vans and trucks were involved in 145 fatal collisions within five years. Accidents involving U-Hauls are often catastrophic, leading to thousands of dollars in damages and unbearable pain and suffering for victims and their families. Here are some factors that make U-Haul accidents devastating:
Accidents With U-Hauls Can Happen Anytime
U-Haul trucks are a common sight on U.S. highways. It is impossible to predict when they will collide with other vehicles. Unfortunately, not everyone who drives a U-Haul purchases the company’s insurance coverage policies. This omission can lead to potential issues with liability and compensation if an accident happens.
U-Haul Accidents Lead To Severe Injuries
It’s common for truck accidents to result in life-threatening injuries. Weighing way more than the average car, an out-of-control U-Haul truck, for example, can easily total a smaller sedan in a collision. This can lead to severe injuries, such as traumatic brain injuries, paralysis, and amputations, that might require expensive surgeries, ongoing treatments, and specialized care.
Accidents With U-Hauls Can Result In Fatalities
Large truck fatalities have increased by over 49% in the last ten years. In 2022 alone, 5,837 big commercial trucks, including rental trucks, were involved in fatal collisions. With the added factor that most U-Haul drivers are completely inexperienced in operating a bigger vehicle, this problem remains prevalent and will continue to be so unless the company implements safer regulations.
Property Damage Can Be Extensive
In addition to the victim’s own injuries, their possessions are often damaged beyond repair after an accident with a U-Haul truck. U-Hauls are capable of carrying about 26,000 pounds. If one crashes into your car, the chances of it and anything inside being destroyed are quite high. An accident involving a larger vehicle may leave victims with no option but to let go of their damaged belongings.
If you’ve been involved in an accident caused by someone else, you shouldn’t have to pay for your property to be repaired or replaced. Let our U-Haul truck accident lawyers file an injury claim on your behalf so you can get what you’re owed.
Challenges Involved In U-Haul Truck Accidents
Our U-Haul truck accident lawyers know and understand that the problems associated with an accident don’t end at the scene. In addition to getting treatment for their injuries, victims also have to deal with the complicated legal side of it.
Negligence And Liability
Negligence remains one of the primary reasons why accidents occur. U-Haul accidents are no different. Speeding, carelessly changing lanes, distracted driving, and other reckless driving practices can all result in life-threatening accidents. However, unlike car accidents, those involving U-Haul vehicles pose a significantly greater challenge because of liability. A U-Haul accident can involve multiple parties, including the driver, the rental company, and potentially other third parties.
Disputes or challenges concerning insurance coverage or the responsibilities of each party involved can make determining liability and pursuing a claim a hundred times more complicated. In order to establish negligence and liability, your skilled team of U-Haul truck accident lawyers will conduct a thorough investigation that entails gathering evidence, witness testimony, and expert opinions from professionals from different fields.
Insurance Issues
U-Haul generally provides limited insurance coverage for damages and injuries. Due to insufficient coverage, victims may not be able to fully recover their medical expenses, property damage, lost wages, and other losses after the accident. This can add unwanted stress to an already challenging situation.
Furthermore, the company does not require renters to provide any proof of insurance to rent their equipment. Even though most personal car insurance does not cover rental trailers or trucks, U-Haul’s exclusive insurance policies are optional. U-Haul does not mandate the purchase of Safemove or Safemove Plus to rent a truck or trailer.
Do I Need Truck Accident Attorneys For A U-Haul Accident?
You might be wondering if you need a personal injury lawyer for your U-Haul truck accident. Here’s a comprehensive checklist that will tell you if you should hire one for your case:
- You sustained injuries.
- Someone else caused the accident.
- There is significant damage to the U-Haul or other vehicles involved.
- You don’t know what evidence you need to gather.
- You are facing large medical bills or loss of income due to the accident.
- You’re not sure if your personal insurance covers rental trucks.
- The insurance company is offering a low settlement or denying your claim.
- There are disputes about who is at fault.
- You are overwhelmed by the legal process and need professional guidance.
- There are multiple parties involved in the accident.
- The accident resulted in the death of a loved one.
- You are not familiar with the laws and the statute of limitations concerning truck accidents.
Do any of these signs resonate with you? If you want to ensure your rights are protected and receive fair compensation, immediately call one of our U-Haul truck accident lawyers at (888) 488-1391. We offer a free initial consultation where we can discuss your case.
Paz v. Airfax Logistics (settled on 5/26/2020) – settlement in a case involving a client who was involved in a trucking accident and sustained a traumatic brain injury and other trauma.– TINA ESHGHIEH
How Our U-Haul Truck Accident Lawyers Can Help
The earlier you call our U-Haul truck accident lawyers, the better. As one of the biggest personal injury law firms in California, Arash Law has the knowledge and ability to build a strong case and fight for the justice you deserve. For many decades, we’ve helped thousands of clients, winning over $500 million in settlements and awards. We want to help you, too.
Most clients are not aware of what a truck accident lawyer does exactly. Essentially, our U-Haul truck accident attorneys offer comprehensive legal assistance to injured victims. Here’s how we can help:
Applying The Full Extent Of Our Legal Knowledge, Experience, And Resources
Our skilled U-Haul truck accident lawyers have several decades of experience under their sleeves. They know the ins and outs of personal injury law and how certain factors affect the resolution of your case. During your consultation, they can enlighten you about your rights and lay out strategies for seeking compensation.
Clarifying Your Concerns With Insurance
Rental truck accidents, especially those involving giant companies such as U-Haul, are usually more complex than regular car accidents. Unfortunately, some personal auto policies do not cover rental trucks. If you get into an accident with a U-Haul, their customer service representatives will not be able to answer your questions regarding these policies. Instead, you can call your insurance company for information.
Better yet, consult an unbiased truck accident lawyer about how your personal insurance policies would apply to your U-Haul accident. We are highly qualified to answer your questions about insurance because we know how the process works and the tactics insurers apply to minimize your claim.
Conducting A Thorough Investigation
There is only a two-year window for filing a personal injury claim. As soon as you sign your case with us, our U-Haul accident attorneys will immediately gather evidence that will be crucial to your case. This way, no proof, including eyewitness statements, camera footage, and records of the incident, will be lost.
Assigning And Proving Liability
The outcome of a personal injury case is heavily influenced by the assignment of liability. Our lawyers will identify those who should be liable for paying for your pain and suffering. To do so, they will use the evidence they collect to reconstruct and uncover the truth about the accident.
During this process, we take into account factors such as the negligence of the driver or U-Haul, any third-party involvement, and comparative negligence.
Evaluating Your Total Losses
Most of our clients ask, “How much compensation am I entitled to?” during the initial consultation. This is a fair and normal question to ask, especially when victims know that they should not be paying for something they didn’t cause. Our U-Haul truck accident attorneys understand how important evaluating damages is for our clients. To give you an accurate dollar estimate, we will meticulously assess your medical records, quantify your present and future lost wages, and speak to financial experts and other professionals to determine how your injuries will affect your livelihood.
Representing You In Negotiations Or Trial
Whether on the negotiation table or in court, our U-Haul truck accident lawyers will fight only for your best interests. Our personal injury law firm offers comprehensive representation. We are known to go above and beyond what’s expected of us when it comes to advocating for our clients. Apart from gathering evidence and initiating a claim, our attorneys also handle all communications with the at-fault parties, any witnesses, and insurance companies on our client’s behalf.
Offering Compassionate And Genuine Support
We genuinely care for every client that comes knocking at our door. To us, you’re family, and we do everything we can for family. One thing you should know about our U-Haul truck accident attorneys is that they will stop at nothing to achieve the most favorable outcome for you. Once you entrust your case with us, you can focus on your healing and recovery completely. You can have peace of mind knowing we’re 100% committed to doing all of the legal legwork to help you get back on your feet.
Common U-Haul Truck Accidents
Anyone aged 18 and older with an active driver’s license can easily rent a U-Haul truck. Unfortunately, many U-Haul renters do not have enough experience to control a massive vehicle, which puts their own and other people’s lives in great danger. Driver error remains the leading cause of any kind of truck accident. Combined with inexperience, it is sure to be a recipe for disaster.
The following are some of the most common types of U-Haul truck accidents:
Loss-Of-Control Accidents
An inexperienced U-Haul truck driver can easily lose control of their vehicle when they do not know how to adjust and maneuver for any obstacles they encounter on the road. Trucks and trailers are much harder to control compared to average cars. This is why professional truck drivers go through training before they get to drive one. However, the rental process for U-Haul does not require renters or drivers to possess a professional license. Even an 18-year-old who only got their driver’s license is allowed to drive a U-Haul rental.
Distracted Driving Accidents
When preparing for a big move, it’s common for someone to be all over the place mentally. Sometimes, it feels like they have to think of and do a million things to accomplish the task of moving from one place to another. If an individual decides to DIY their move and rent a U-Haul to save money, they need to have a clear mind when driving in order to avoid accidents.
U-Haul drivers deal with many distractions while driving. They might be relocating to a completely new neighborhood hundreds of miles away, so they are probably checking their GPS or phones while driving, which can distract them from the road ahead.
Distracted driving accidents result in expensive medical bills and millions of lost wages. Distractions can include calling someone on the phone, talking to your passengers, listening to music, and other activities that cause you to shift your attention away from driving. Falling asleep at the wheel is another form of distracted driving that can lead to accidents.
Speeding Accidents
Everyone knows that speeding often results in bad consequences. If moving trucks are involved in a crash, an even worse outcome could be expected. When moving, U-Haul renters tend to stockpile their belongings in cargo. Generally, the heavier the vehicle, the harder it is to maneuver, especially at higher speeds. Speeding can lead to other accidents, including head-on collisions, rear-end crashes, rollovers, and multi-vehicle pileups.
Blind Spot Accidents
Large commercial vehicles, including U-Haul rentals, have much larger and more dangerous blind spots than a regular passenger car. If a driver is inexperienced in operating a truck, they might not pay attention to these blind spots as carefully as they should. They might not see other cars that are trying to overtake the truck. Drivers might try to change lanes without noticing that there’s a smaller vehicle on their side. Those who are unaware of blind spots can cause serious accidents and injuries to themselves and other road users.
Wide-Turn Accidents
Wide-turn accidents are pretty common in trucks, and U-Haul rentals are no different. Because U-Haul trucks are way longer than the average car, drivers need to correctly estimate the turning distance every time they need to make a turn.
U-Haul drivers have to signal their intention to turn as early as possible, move to the correct lane, and have a safe distance from the vehicles in front or in the rear before they turn left or right. Poor turning accuracy, negligent driving, and the lack of necessary driving skills can cause a U-Haul to tip over or collide with a nearby vehicle.
Lane Changing Accidents
Even with a smaller car, drivers need to be extra cautious when changing lanes. When driving a hauling truck or a trailer that attaches to their vehicle, U-Haul drivers must add an extra layer of safety when merging with another lane.
Similar to turning, drivers must turn on their signal lights as soon as possible to warn others about their intention to switch to the other lane. They should also make sure there’s enough distance between them and the vehicle ahead and the one directly behind them. If they pass a vehicle too closely or weave through traffic recklessly, they could cause a multi-vehicle collision, resulting in major injuries or even wrongful death.
Hit-And-Run Accidents
Hit-and-run accidents occur when a driver decides to flee the scene instead of cooperating with the other parties involved. Even though California and federal law require drivers to stay at the accident scene, some drivers choose to forgo the necessary procedures to avoid their legal responsibilities. The problem is that fleeing the scene will just make their punishment more severe.
They might think that no one will be able to catch them. However, many roads and highways have impressive technology that can help pinpoint what vehicle or plate number is involved in a hit-and-run. If a U-Haul driver is involved in the accident, then the location where they rented the truck or trailer would have a record of their name, route, and contact information.
DUI Accidents
Driving under the influence of drugs or alcohol is never a good choice. Alcohol and drugs affect how the mind functions. If a U-haul driver decides to crack open a cold one before hitting the road, they might not be able to think straight as they drive. They might not have the coordination and reaction time necessary when they encounter obstacles on the road. The same goes when a driver uses psychoactive drugs or medication before taking the wheel. Despite the laws prohibiting driving under the influence, many people still engage in this dangerous and potentially fatal act.
Cargo-Related Accidents
Teaching DIY movers how to properly stack their cargo inside the trucks is not part of the renting process for U-Haul and other truck rental companies. Instead, renters only have their best judgment or perhaps a couple of how-to videos online as their primary resource for loading their belongings.
Loose cargo does not sound as dangerous as a tire blowout, but the potential damage it can cause is just as serious. When the load shifts inside a truck or trailer, it can affect the weight distribution of the vehicle and make steering even harder. After one miscalculated turn, drivers may find themselves facing a jackknife or a truck rollover.
Hitch Detachment Accidents
U-Haul also rents trailers that clients can use to store their belongings during transport. Unfortunately, not everyone knows how to properly secure the hitch to their vehicle, which can lead to hitch detachment accidents. These types of accidents usually result in life-threatening injuries. When a trailer detaches itself from the main vehicle, the momentum can cause it to keep going and hit oncoming traffic. Out-of-control trailers can lead to fatalities, especially at faster speeds.
Brake-Failure Accidents
Even in their best shape, trucks are difficult for inexperienced users to operate. If an important component, such as the brakes, suddenly fails to work, the outcome can be tragic. If the brakes stop functioning, the first thing an inexperienced driver would likely do is panic. It’s a terrifying experience. However, this reaction can add to the risk of getting into a major collision with other vehicles or objects on the road.
Tire Blowout Accidents
Tire blowouts occur for many reasons, including insufficient tire pressure, overworn tires, overloading, and more. These issues are often the case for U-Haul trucks. Renters expect that they’ll receive their trucks in the best condition. Sadly, it is difficult to know when the rental service last maintained its trucks.
Rollover Accidents
Ranging from a relatively smaller pickup truck to a massive 26’ truck, U-Haul trucks have a much higher center of gravity compared to regular passenger vehicles. Similar to other commercial trucks, U-Hauls are at risk of tipping or rolling over when a driver miscalculates a turn or speed and loses control of the vehicle.
Underride Accidents
Underride accidents are quite common. They usually happen when a larger truck is making a left-hand turn and a smaller vehicle slides underneath it. This type of accident is often deadly. The divers and passengers in the smaller vehicles almost always suffer life-threatening injuries as soon as the accident happens.
Our U-Haul truck accident lawyers have helped countless injured victims win their cases. No matter what type of accident you’re in, you can always count on us to advocate for you.
What Causes U-Haul Truck Accidents In California?
Inexperienced Drivers
A lack of driving experience can lead to a greater risk of accidents, especially when trucks are involved. Not everyone renting U-Haul trucks will have enough training or experience operating a larger vehicle than they are used to driving. While driving principles remain unchanged, drivers should be familiar with the safe braking distances, blind spots, and other important handling practices associated with big commercial trucks like U-Hauls.
To drive a U-Haul truck, you only need a valid driver’s license. U-Haul truck renters often lack the experience to operate large commercial vehicles. The size and weight of the truck may make it difficult for inexperienced drivers to maneuver it correctly. A driver can also cause an accident by misjudging distances, miscalculating turns, or failing to respond to road hazards or obstacles in a timely manner.
Driver Errors
Regardless of whether a driver is inexperienced or a professional, they can still make mistakes that lead to devastating consequences. The majority of traffic accident cases that our U-Haul truck accident lawyers have previously handled were due to driver error. Driver errors include, but are not limited to, the following:
- Distracted driving
- Fatigued driving
- Driving while intoxicated
- Aggressive driving (road rage)
- Speeding
- Unsafe lane changes and turning
- Failure to yield
- Ignoring traffic signs and rules
Poor Cargo Loading
Improperly loaded U-Haul trucks can affect stability and handling, making them more prone to accidents. Overloading or unbalanced cargo can lead to issues with braking, steering, and overall vehicle control. A U-Haul truck not loaded correctly can contribute to accidents and increase the severity of injuries.
U-Haul trailers are vulnerable to swaying, particularly when they’re overloaded. Although U-Haul has procedures in place to guard against overloading, some contend that its measurements and standards are not precise enough to establish the weight of vehicles. Renters need to ensure their vehicle can easily accommodate the trailer they are towing in order to avoid “trailer sway.”
Heavy Trucks And Trailers
Due to their size and weight, U-Haul trucks pose a higher risk of serious accidents, resulting in significant property damage and casualties. When a U-Haul truck collides with a smaller vehicle, the substantial force may cause more severe injuries to the occupants.
Defective U-Haul Trailers
Defective U-Haul trailers present a safety threat. These flaws or problems can include:
- Damaged hitch or coupling
- Steering problems
- Faulty brake
- Lighting system failures
- Tire defects
- Broken doors
Adverse Weather Conditions
When traveling from one place to another, especially from one state to a completely different one, U-Haul drivers might encounter various weather conditions along the way. For example, while California is relatively warm and temperate, it can experience strong winds, heavy rains, and dense fog. Adverse weather conditions like these can make driving a heavy U-Haul truck more challenging.
Regardless of the cause of the accident, our U-Haul truck accident lawyers will do their best to help you and your family get back on your feet. We have a dedicated legal team that will conduct a thorough investigation to understand what happened and gather evidence that could strengthen your case further. If you’re ready to get what’s rightfully yours, call us at (888) 488-1391 today.
Common Injuries Resulting From U-Haul Accidents
A U-Haul truck accident often ends badly for anyone involved. Because of the sheer weight of these trucks and their contents, any collision could lead to serious and even life-threatening injuries for any road users nearby.
Here are some of the most common injuries associated with U-Haul truck accidents, ranging from minor to severe:
Cuts And Bruises
Cuts and bruises might seem minor compared to other injuries, but they can still cause significant discomfort and require medical attention. These injuries are often the result of impact or debris during a collision. While they can heal quickly, it’s important to get evaluated by a doctor to ensure there are no underlying issues or complications, such as internal bleeding or infections.
Whiplash
While whiplash injuries are not generally considered severe, they can be painful and inconvenient without proper treatment. This injury occurs as a result of a sudden jerking of the neck, which usually happens in rear-end collisions. Patients with whiplash injuries sometimes report difficulty in moving, radiating pain in the neck and shoulders, vertigo, and damage to the muscles and ligaments in the affected region.
Broken Bones And Amputation
Fractures and amputated limbs are some of the most common injuries in traffic accidents, especially those involving U-Hauls and other rental trucks. The impact of a collision with such a heavy vehicle can easily lead to broken bones, ranging from simple fractures to complex breaks that may require surgery.
In more severe cases, an amputation might be necessary due to severe tissue damage, infection, or irreparable injury to the limb. Amputations are life-altering injuries that require not only medical intervention and rehabilitation but also long-term adjustments to a person’s lifestyle and mental well-being.
Burn Injuries
Given that vehicles are essentially gas tanks on wheels, burn injuries are also common in big collisions. These injuries can range from minor burns to severe third-degree burns, which can damage not only the skin but also the underlying tissues and bones. Burn injuries are very serious as they carry a high risk of infection and can lead to more complications.
Recovery from severe burns often involves extensive medical care, including surgeries, skin grafts, and long-term rehabilitation. Our U-Haul truck accident lawyers have assisted victims who suffered burns not only in getting fair compensation but also with the treatment for their injuries.
Injuries To The Abdomen
Due to the impact of truck accidents in general, victims can sustain internal injuries that are not immediately visible to the naked eye. Anyone involved in an accident should immediately check for any large abdominal bruising, as this could be a sign of serious internal bleeding.
Traumatic Brain Injuries
This type of injury can range from developing constant headaches, tinnitus, and vomiting episodes to confusion and memory loss. While some head injuries heal within a few days, others can permanently disable their victims.
Spinal Cord Injuries
Injuries to the spinal cord can lead to numbness or pain along the path of the spine and limbs, incontinence, loss of motor functions, or paralysis. Sadly, spinal cord injuries are difficult to treat and may result in a permanent disability.
Following a U-Haul truck accident, you should prioritize your health and recovery. The sooner you seek medical attention, the better your chances of understanding the severity of your injuries and determining a treatment plan.
When you’re on the road to recovery, the next step is to file an injury claim. If you sustained any injuries in a U-Haul truck accident caused by someone else, you might be entitled to recover compensation for your pain and suffering. Reach out to our U-Haul truck accident attorneys at (888) 488-1391 to find out if you have a valid claim.
What To Do After A U-Haul Truck Accident
It’s normal to have a moment of confusion and disbelief after an accident. However, once you snap back to reality, you need to calm down and recall the steps you need to follow after a truck accident.
To ensure your safety and the viability of your claim, should you choose to file one moving forward, follow these steps:
- Check yourself for injuries and try to move to a safe location on the side of the road.
- Call 911 and get treated for injuries at the scene once the paramedics arrive.
- Cooperate with law enforcement. Let them know the facts of what happened, remain calm, and do not admit fault.
- Document the scene to preserve evidence. Take photos or videos of your vehicle, the U-Haul truck, your injuries, and others.
- Exchange information with the other parties involved. Try to collect the contact information of any witnesses at the scene.
- Report the accident to U-Haul by calling their hotline at 1-800-528-7134. They follow a specific procedure when it comes to accidents.
- Reach out to your insurance provider and keep records of anything (including receipts, correspondence, and other pieces of evidence) that’s directly related to the accident.
- Pursue legal action with the help of good U-Haul truck accident lawyers. They can help you figure out the complicated web of insurance policies and legal processes relevant to your U-Haul accident claim.
What You Should Know About U-Haul Insurance Coverage
U-Haul expects their renters to have their own auto insurance, but it is not a requirement to take out a rental truck or trailer. If one of their clients is involved in an accident, their personal insurance policy will be the primary coverage applied. This means that the damages, including medical bills, lost wages, and pain and suffering, will be the responsibility of the person who caused the accident.
While optional, U-Haul does offer insurance packages that can supplement their client’s policies in the event that they are insufficient. Options include:
Safemove®
Damages to the rental equipment caused by accidents are covered by Safemove’s damage waiver. Additionally, it provides medical and life protection to the lessee and other passengers in the cab.
Safemove Plus® (not available for U-Haul pickup and van rentals)
This policy includes the same features as Safemove but with additional coverage amounting to $1,000,000 for bodily injury, death, and property damage claims made by third parties.
These insurance packages do not cover damage caused by improper packing, normal shifting of cargo in transit, or theft of cargo. Unfortunately, insurance companies will find other ways to further reduce the settlement, including pinning the blame on you, delaying the process, or rejecting your claim altogether.
With the help of our U-Haul truck accident attorneys, you can ensure you’re heard and treated fairly during the claims process. When you hire us, we’ll step in and handle all ongoing and future communications and negotiations with the negligent parties. We are prepared to take them to court if they continue to offer low-ball amounts that do not meet our demands.
How To File An Insurance Claim After A U-Haul Accident
Here are the general steps you need to follow if you’ve been in a U-Haul truck accident:
- Inform U-Haul about the accident as soon as possible. Also, contact your insurance company and provide them with the necessary details, including the time, location, any injuries, property damage, and information about those that are involved.
- Keep a record of all accident-related expenses. These include hospital and other medical fees, car repair bills, towing fees, your previous paychecks if the accident affected your ability to work, childcare fees, and other relevant costs.
- Communicate with insurers. An insurance adjuster will call or meet you to collect information about the accident. This is where the process becomes tricky in a literal sense. Only disclose what is asked of you. Do not admit fault or say anything that might be interpreted as such.
- Consult a U-Haul truck accident lawyer near you. Working with attorneys who have experience handling insurance claims is crucial to your case’s success. They can take over all the steps mentioned above, including speaking to insurance companies, to ensure everything goes smoothly.
Are you planning to pursue an insurance claim after a U-Haul accident but don’t know where to begin? Our U-Haul truck accident lawyers can help. Call (888) 488-1391 to get started on your case.
How Is Negligence Established In A U-Haul Truck Accident?
Patrons embrace U-Haul rentals for many reasons, but when accidents involving the company’s trucks happen, it becomes a different story. Often, victims are unsure where to turn and how to proceed with an insurance claim. Regardless of the involvement of U-Haul or any other road users, the claims process and requirements remain the same.
Accidents with rental vehicles, including those from U-Haul, fall under the same liability laws as any other motor vehicle. In other words, if you can show that someone or something is responsible for the accident, they are responsible for paying you back for what you suffered. If you prove that a U-Haul driver’s negligence caused the accident, they may be held liable for your injuries and other losses.
The claims process starts with establishing negligence. Here are the key elements that you and your lawyer should establish in a U-Haul truck accident case:
- There is a legal duty of care owed to the victim
- There was a breach of that legal duty
- The victim suffered an injury as a result of the breach
- There is evidence proving this injury and other damages
To establish negligence, it is important to investigate the accident and gather evidence. You may find these tasks more difficult if you’re still recovering from your injuries. In this case, you’ll need someone on your side to accomplish these things for you. Our truck accident lawyers who handle U-Haul cases can do more than that to help you. They’ll serve as your legal guide and advocate throughout the duration of your case, focused only on helping you get back on your feet.
Liable Parties In A U-Haul Truck Accident
The Driver Or Renter
Most U-Haul accidents involve drivers who don’t have a license to operate a commercial truck. Although inexperienced, drivers are still expected to exercise caution, especially when driving a much larger vehicle. If they engage in reckless driving behaviors, such as speeding, road rage, and distracted driving, they can cause an accident that could harm others. In this scenario, the driver would be found negligent.
U-Haul
Although it’s more uncommon, it’s possible to file a claim against U-Haul. Sometimes, a truck that’s used repeatedly without proper maintenance can suddenly break down and cause a major accident on the road. The company or a local dealership could be liable if you and your U-Haul truck accident attorney prove that it was negligent in maintaining its trucks and other rentals.
Maintenance Workers
If a brake fails or a tire blows out, maintenance workers may be liable. If maintenance was not performed correctly or regularly, resulting in a malfunction, these workers could be held responsible. Similarly, if it is discovered that the necessary maintenance checks were neglected, liability may also lie with the maintenance team.
Truck Or Parts Manufacturer
When a truck part is found to be defective, the manufacturer can be held responsible for the accident. To establish liability, you will need to demonstrate that a defect in the design, manufacturing, or marketing of the part directly caused the accident. This could include proving that the part was inherently flawed or improperly constructed or that inadequate warnings or instructions were provided for its use.
Another Driver
The determination of liability often hinges on the specific details of the accident. In some scenarios, another motorist could be held liable for the accident due to their negligent actions. They could be held liable if they contributed to the accident by:
- Engaging in dangerous driving behaviors such as speeding, aggressive driving, or violating traffic laws.
- Neglecting to properly check blind spots before changing lanes or merging, resulting in a collision.
There are times when multiple parties can be at fault for the accident. If this is the case, you can file a claim naming more than one liable party. It’s also worth noting that certain states, including California, apply a “comparative negligence” statute, which may affect your settlement based on the percentage of fault. Your U-Haul truck accident lawyers will make sure all the necessary evidence proving negligence is collected.
Evidence Needed In A U-Haul Truck Accident Case
If you were involved in a truck accident with a U-Haul vehicle, collecting the right evidence is crucial for a successful claim. Here are the key pieces of evidence you should gather:
- Medical Records — Immediate medical treatment is essential as it documents your injuries and the treatments received, which will be crucial for your claim. Make sure to keep records of all follow-up visits, treatments, and therapies related to the accident.
- Photographic Evidence — Take clear, detailed photos of your injuries and the damage to your vehicle and the U-Haul truck from different angles. Images of the accident scene, including road conditions and any relevant signage or skid marks, can also be useful.
- Witness Statements — Obtain the information of any passengers or other witnesses. If possible, take written or recorded statements.
- Police Report — If the police were called to the scene, request a copy of the official police report. This report will include details of the accident, statements from both parties and the officer’s observations and conclusions.
- Surveillance Footage — If the accident happened near a property with security cameras, request copies of any surveillance footage that captured the incident.
- Rental Agreement & Documents — Keep any documentation and payment receipts showing you rented the truck. If you have photos of the U-Haul truck before you started using it, you can use that as additional evidence of its condition prior to the accident.
- Driver Information — Write down the other driver’s name, address, contact details, insurance, and license information.
- Damage Estimates — If your vehicle is damaged or deemed a total loss, get a valuation report to support your claim.
- Correspondence — Keep records of all communications with the U-Haul company, insurance companies, and any other relevant parties. Document all claims filed, including dates, claim numbers, and summaries of discussions.
If you need further assistance obtaining the evidence listed, consult a lawyer experienced in U-Haul truck accidents for help. You can reach out to our 24/7 hotline at (888) 488-1391.
Recoverable Damages In A U-Haul Truck Accident Claim
While U-Haul truck accidents are more complex in terms of handling, the damages you can recover as a victim are more or less the same. With the help of reliable attorneys, you can obtain payment for your:
- Medical bills and other related expenses (including therapy, treatment, surgeries, medication, and more)
- Lost income
- Property damage
- Mental and emotional distress
- Loss of enjoyment of life
- Loss of consortium
- Wrongful death damages (if a family member dies due to injuries sustained in the accident)
Your final settlement value will vary depending on how badly you were injured in the accident and what other damages resulted directly from it. When evaluating your case, your U-Haul truck accident lawyers will consider all of your losses.
Frequently Asked Questions About U-Haul Trucks
How Does U-Haul’s Truck Share Program Work?
U-Haul has been a household name in America for decades. Since it offered its services around 80 years ago, people have relied on its rentals for different purposes. To make renting even more convenient for its customers, U-Haul recently started offering a 24/7 truck share service that can be done over the U-Haul phone application. In other words, customers do not have to go to a physical dealership or meet with any of the staff in person to rent a U-Haul.
Here are the steps involved in the process:
- Users can download and open the U-Haul app on their phones to reserve a truck. They can choose the size of their rental depending on their needs and a convenient pickup time and place.
- Next, they will receive an access code for the truck on the day of their schedule. They can use this code to unlock their rental at the designated location.
- Before driving the rental, the client should perform pre-driving checks to ensure the truck arrives in the expected condition.
- Once the customer is done using the truck, they can either return it to the same location or set another drop-off point. To complete the return process, they will need to confirm the fuel levels and the condition of the vehicle via the mobile app or website.
Can You Really Only Go 55 Mph With A U-Haul Trailer?
The maximum recommended speed when towing a U-Haul trailer is 55 mph, in accordance with California and local speeding laws. If a driver exceeds this speed limit, not only could they face a ticket or a fine, but they could also increase the risk of an accident.
Do U-Hauls Have Speed Trackers?
Over 90% of truck rental companies do not equip their vehicles with GPS tracking devices that can be used to monitor speeds, unlike some independent U-Haul dealers. Leaseholders are 100% responsible for ensuring the safety and security of the U-Haul equipment during rental.
Make sure to follow the posted speed limits and practice defensive driving: anticipate stops, brake early, check your blind spots, and maintain a safe following distance from the vehicle ahead.
Is It Safe To Sit In The Back Of A U-Haul?
We highly discourage allowing passengers to ride in the cargo area or on the exterior of a U-Haul truck. Passengers in these areas are at significant risk of injury due to shifting cargo, asphyxiation, and a lack of collision protection. Additionally, exhaust fumes from the engine can be lethal.
Another Person Is Going To Drive My U-Haul Rental Truck For Me. Will I Be Responsible If They Get Into An Accident?
The person who signs the lease agreement with U-Haul is primarily responsible. In other words, the leaseholder is responsible for any damage or incidents involving the rental truck, regardless of who was driving. Even if the driver was negligent, the renter could still face consequences. They could be financially liable for damages to the U-Haul truck, other vehicles, property, and any associated costs, including repair, medical bills, and legal fees.
Before the renter authorizes anyone to drive the U-haul truck, they should ensure that the driver is licensed and capable of doing so. They should choose someone they can rely on to reduce the risk of an accident. Additionally, renters should review their insurance coverage or purchase additional coverage as needed.
Will My Auto Insurance Policy Cover U-Haul Trucks And Trailers?
Most auto insurance does not cover truck or trailer rentals. Before reserving a truck from U-Haul, it’s best to check with your insurance carrier to see if they offer coverage. However, it’s also worth noting that even if your insurance covers rental truck accidents, you’ll need to pay U-Haul upfront for any damages upon returning the truck. If these damages were due to another person’s negligence, you can ask for help from experienced U-Haul truck accident lawyers to recover the payment from the responsible party.
What Happens If I Was Hit By A U-Haul?
Depending on the circumstances of your accident, you can file a personal injury claim against the driver or U-Haul, the company itself. Once you’ve signed with a law firm that handles rental truck accident cases, they will immediately initiate an investigation into your accident. If they find that the cause of the accident is related to a malfunction in the truck or its components, they will tell you that U-Haul might be responsible for compensating you.
On the other hand, if the investigation concludes that the accident was caused by the U-Haul driver alone or if a third party was involved, then your U-Haul truck accident lawyers will file a claim against those who are liable accordingly.
Does U-Haul Insurance Cover Damage To Other Vehicles?
Typically, truck rental companies offer insurance add-ons that cover “accident damage” to the rented vehicle. However, U-Haul provides their customers with the option to purchase Safemove Plus, which covers damage to another vehicle.
What Is A Fair Settlement For A U-Haul Truck Accident?
It’s normal to want to know how much your truck accident settlement is worth. All of your injuries and damages must be taken into account when calculating your settlement value. Furthermore, if you are partly at fault for the accident, your final settlement amount will be reduced accordingly. A fair settlement will be reached once all these factors are taken into consideration.
On average, U-Haul truck accident settlements can range from tens to hundreds of thousands of dollars. In some cases, a personal injury claim involving commercial trucks like U-Haul can result in a multi-million dollar verdict. Our truck accident lawyers can help you find out how much you’re eligible for.
How Much Does It Cost To Hire An Attorney To Pursue A U-Haul Truck Accident Lawsuit?
Similar to other personal injury claims, U-Haul truck accident attorneys will charge between 33% and 40% for their fees. At Arash Law, we offer a contingency fee agreement to make seeking justice more accessible to injured victims. With this fee structure, we do not require clients to pay any upfront fees. Instead, we will only get paid if we successfully recover compensation for you. We also offer a free, no-obligation initial consultation where you can discuss your accident and see if you have a valid case.
How Long Do Victims Have To File A U-Haul Truck Accident Lawsuit?
In California, the statute of limitations for filing a truck accident lawsuit is two years from the date of the injury. In cases of fatal accidents, the family of the deceased has two years from the date of death to file a wrongful death lawsuit. Truck accidents often lead to severe injuries and fatalities, making it crucial to act promptly.
The law provides an extended period for minors injured in accidents. They have two years from the date they turn 18 to file a lawsuit. Additionally, there are rare circumstances where individuals may not realize they were injured until after the statute of limitations has passed. In such cases, they have two years from the date they discovered their injury to file a lawsuit. While this scenario is uncommon in truck accidents, it underscores the importance of understanding one’s rights and acting swiftly.
Who Can File A Personal Injury Claim After A U-Haul Truck Accident?
Injured parties have the right to seek compensation and can file claims against rental truck companies, the driver, or their insurance companies. If the victim dies in a U-Haul truck accident, a living family member can pursue a wrongful death claim. Furthermore, undocumented immigrants can also file a personal injury claim, regardless of citizenship or immigration status.
Anyone who has suffered a personal injury should consult an experienced lawyer as soon as possible. A truck accident lawyer experienced in handling U-Haul claims can be an invaluable asset in these situations, ensuring victims receive the support and justice they deserve
Only Work With The Best U-Haul Truck Accident Lawyers California Has To Offer
Driving along rental trucks and vans for hauling can be intimidating, especially when you’re just trying to get home after a long day at work. If the unfortunate happens and you’re stuck by a U-Haul truck, leaving you to deal with mounting medical bills and the stress of recovery, you deserve a strong advocate. You need someone who truly has your back and will fight for the maximum compensation you need to get your life back on track.
If you’re thinking, “I need a personal injury lawyer,” you’ve come to the right place. At Arash Law, founded and managed by Arash Khorsandi, Esq., we stand with you in facing these challenges head-on. Our experienced U-haul truck accident lawyers are adept at negotiating settlements with insurance companies to ensure your injuries are adequately compensated. While an out-of-court settlement can be the best outcome in some cases, it is not always in the victim’s best interest. In those situations, our record-setting attorneys are prepared to go to trial to seek the compensation you deserve.
Contact us today at (888) 488-1391 to get started on your recovery. You can consult with us at home, at work, or anywhere in the state. We serve injured victims within California, including Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Riverside, Santa Ana, and Stockton.
