Pomona Car Accident Lawyers

The first step after any car accident is to contact your own insurance company to report the crash. When a person files a claim with another party’s insurance company, the insurer will usually assign the case to an adjuster to handle the case, and the adjuster will usually contact the victim.

California law requires an insurance company to contact a person within 15 days of receiving a claim. An adjuster will often want a recorded statement, and people should avoid providing any recorded statement until they have legal representation.

Most insurance companies want to settle car accident cases because trials can be expensive. Obtaining a settlement, however, is going to require a person to prove that their injuries justify a settlement amount.

Created by Arash Khorsandi, Esq., Arash Law will know how to compile all of the evidence in your case to pursue the largest possible settlement.

It is incredibly difficult to accurately estimate a settlement value because so many variables can impact recovery in these cases. While economic damages are usually fixed amounts that are not subject to debate, many non-economic damage claims are going to be heavily disputed by insurance companies.

In other words, you can see your settlement negotiation process drag out when an insurer refuses to compensate you for pain and suffering. Arash Law again stresses that when insurance companies do not agree to pay you what you are entitled to, we do not hesitate to file lawsuits to take these cases to trial.

An insurance claim is going to be a request to access certain benefits, and most people will want insurance companies to pay them back for costs they have borne relating to their crashes. The idea of obtaining a settlement from an insurance company is the settlement will release another driver from liability.

Filing a claim will often require a person to submit all information relating to an accident, including any evidence they might have. Run by the talented team of Arash Khorsandi, Esq., Arash Law can handle filing a claim on your behalf and walk you through the entire process.

Personal injury protection (PIP), also known as no-fault insurance, covers expenses such as medical bills, lost income, or funeral costs after a car accident, but California does not offer PIP insurance. The state does, however, have something called Medical Payments Coverage, or Med Pay, which is an optional insurance that covers medical bills and funeral expenses for policyholders and their passengers, regardless of fault for an accident.

Med Pay offers several advantages, including having no deductibles or copays, no restrictions on health care providers, and coverage for both drivers and their family members when they are passengers in other people’s vehicles, pedestrians struck by motor vehicles, or injured on public transportation. Every company selling motor vehicle insurance in California must offer optional Med Pay coverage with policy limits of at least $1,000, although there are certainly higher limits available for these policies.

Bodily injury liability insurance pays for expenses related to damages people sustain in crashes. Standard automobile insurance policies in California must have minimum bodily injury liability limits of $15,000 for the death or injury of any one person and $30,000 for the death or injury of more than one person in any one accident.

Uninsured motorist bodily injury will pay for injuries to a person and any individual in their car when there is an accident with an uninsured driver who is at fault. The limits will be the same as liability coverage limits.