Torrance Car Accident Lawyers

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Award-Winning Torrance Car Accident Lawyers Dedicated to Helping Victims Recover Compensation Since 2009

Many car accidents happen in Torrance, a city home to large car companies. If you or a loved one got involved in one, you deserve compensation for your injuries and losses. Arash Khorsandi, Esq. and his team of Torrance car accident lawyers at Arash Law are experienced in holding negligent drivers accountable and ensuring financial recovery for accident victims. If injured, contact us at (888) 488-1391 for a free case consultation.

Torrance, known as the “Balanced City,” is located in Los Angeles County, California, 21 miles from downtown LA, and is part of the metropolitan’s South Bay region. Torrance has excellent weather that attracts residents and tourists alike, with 1.5 miles of beaches near the Pacific Ocean and yearly average rainfall of 1.2 inches. Its nearby cities include Lomita, Lawndale, Rolling Hills Estates, Gardena, and Palos Verdes Estates. Arash Law’s experienced personal injury lawyers in Torrance also help clients in these areas.

According to the 2020 Census, Torrance boasts a population of 147,067 residents. They have access to 30 parks and benefit from living in one of the safest cities in Los Angeles County. Not only is Torrance celebrated for its security, but it also thrives as a booming center of commerce. The city proudly stands as the birthplace of the American Youth Soccer Organization. Additionally, it serves as the home to the World Headquarters of Toyota Motor Sales USA, Inc. and the National Headquarters of the American Honda Motor Company.

The scenic highways of Torrance and Southern California provide a great driving experience. Unfortunately, residents in the city are as prone to accidents and injuries as other cities nationwide. Hundreds of drivers use the roads daily, leading to traffic and dangerous situations on the road. In fact, driver error accounts for 90 percent of Torrance car accidents. The statistic also applies to Los Angeles County as a whole.

Increasing traffic on the roads comes with the growth of the city. And the more traffic there is, the more likely a collision will happen. Torrance is prime to see an increase in motorcycle, truck, bicycle, pedestrian, and car accidents as the population booms over the next several years.

Car Accident
Our client was driving with his wife and son on a two-lane highway when a drunk driver crossed the double yellow lines, causing a head-on collision that claimed the life of a loving wife and mother.

Why Choose Arash Law’s Torrance Car Accident Lawyers?

The Torrance car accident lawyers at Arash Law are highly respected in the community and the rest of California. Through our decades of service, we have garnered numerous awards from the media, our peers, and our clients. We are dedicated to representing those injured or tragically killed in a car accident.

Our primary goal is to guarantee that car accident victims receive the best possible settlement results. The aftermath of these accidents can be life-altering, burdening individuals with hospital expenses, medical treatments, lost income, repair bills, and the emotional toll of pain and debt. For many victims, these mounting costs can be overwhelming.

Hawthorne Boulevard, for example, is notorious for road accidents. Unsafe lane changes, speeding, distracted driving, and sudden swerving are some of the most common causes. While minor fender benders frequently occur, there’s also a risk of severe physical injuries or even wrongful death cases. To navigate these complexities and secure the best settlement outcome, it’s crucial to have Torrance car accident lawyers handle the claim process for you.

The following are some reasons why Arash Law is the best choice for your accident claim.
Proven Track Record

When seeking qualified Torrance car accident lawyers, choose a law firm with a proven track record. With Arash Law, you will not only receive legal expertise but also benefit from the following:

  • Our car accident lawyers in Torrance operate on a contingency fee basis, ensuring their extensive legal knowledge is accessible without upfront costs. We only get paid if we win your case.
  • We are steadfast in our commitment to protect the rights of injury victims in Torrance.
  • Our proactive approach includes lobbying Congress for traffic safety and litigating tort claims. It lets us push for better solutions for our clients and the community at large.
  • We remain at the forefront of safety and transportation laws relevant to car accidents in Torrance.
  • Our dedication also extends beyond the courtroom—as volunteer advocates, we consistently stay updated on statutory law changes, ensuring the best representation for car accident injury victims.
Leadership and Convenience
When you work with our top Torrance car accident attorneys, we will explain the claim process step by step. Upon signing up for our firm, you will have solid and diligent legal representation.
For your convenience, we have multiple fully-staffed offices in Southern California, San Bernardino, Riverside, San Diego, and San Francisco. Other benefits of working with us include the following:
  • The most aggressive and compassionate legal representation for clients
  • Car accident lawyers Torrance trusts that protect your financial well-being, legal rights, and best interests
  • Decades of experience achieving favorable outcomes for clients

How Do Local Torrance Car Accident Lawyers Help?

Arash Law is 100 percent committed to lowering victim tensions and additional injuries during the legal claim process. Our award-winning car accident lawyers in Torrance have been acclaimed for their years of car accident case experience throughout California.
Our legal team in Torrance has assisted thousands of clients over decades to regain stability after a car accident. We handle all types of car accident claims against at-fault parties. Among our legal services, we attend meetings, file lawsuits, and fight for favorable jury decisions. Our team has won millions in verdicts and settlements.
By working with us and following our advice, you increase your chances of a fair settlement. You can thwart the insurance companies’ efforts to give you a lower monetary recovery. We ensure that we seek damages from all at-fault parties involved in the accident.

Receiving prompt medical attention and replacing or repairing your vehicles are among the most pressing issues after a Torrance accident. Our Torrance car accident attorneys can offer assistance in both of those areas. Our decades of experience have helped us establish relationships with companies and others that can make these issues easier to resolve.

  • Arash Law has professional partnerships with physicians who focus on helping car accident victims. We can connect you with the appropriate medical providers to help you with your injuries.
  • We go one step further and help with vehicle repairs. Our team has partnerships with autobody shops. We can arrange alternative transportation while your vehicle is being repaired. We ensure you get the vehicle you need and not just what the insurance company can offer you.
  • The most critical challenge our Torrance car accident lawyers help with is obtaining the compensation you deserve. We use our knowledge and proven methods to receive maximum compensation even in complex car crash claims.
Our local personal injury lawyers help in several ways. While we have addressed some here, we offer other services to injury victims. We understand everyone has different needs, so we readily adjust our strategy and provide individual solutions.

How Much Do Car Accident Lawyers in Torrance Charge?

Arash Law charges clients nothing upfront. Operating on a contingency fee basis, we have a no-fee-unless-you-win approach. Yes, you don’t have to pay for a consultation. You will also not be required to pay other costs like expert witness fees and court fees.
So, how do we get paid? At the successful resolution of your case, we will recover a percentage of the settlement. These percentages are agreed upon when you sign up for our firm. There are no surprises. Our team is here to assist if you have any questions about fees.
800+ Real Client Reviews Verified by Google
Emperatriz Ayala
Emperatriz Ayala
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My husband had an accident 2 years ago, a 85 years old man hit him, the Arash law group works very well on my husband case that took 9 month and he won the case and my husband was happy with the results. A year later I got into an accident as well and I’m still waiting in my case is almost resolving and it’s 9 months already. This people knows the law and they do their job right to help you out in getting the most for you to fight on your behalf. I strongly recommend the Arash Law firm they do things right in a efficient and professional manner.
Chris Zavala
Chris Zavala
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Had a great experience with all the people at Arash law. Long story short was in a bad car accident. It was overwhelming and the whole process was a lot, but they kept me in the loop. They answered all my questions and gave me great advice. Couldn't be any happier. Would definitely recommend anyone looking for a personal injury lawyer. They'll guide you through the whole process!
Jill Smith
Jill Smith
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Having Arash Law handle my auto accident was the best decision I could have made. Everyone I interacted with was kind, professional and detail oriented. I am extremely happy with the outcome and would recommend them highly.
Joseph R. Porter
Joseph R. Porter
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From start to finish, Arash Law firm is there every step of the way with close, constant, personal contact and attention. I never knew a Law firm could actually care so much for me as a person and what I was personally going through as well as the settlement I was going to recieve once my case was finally completed. Thank you to everyone at Arash Law for your ongoing support and communication. You are the ONLY firm I will ever recommend to someone who is need of a great attorny.
Monica Parra
Monica Parra
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I had an excellent experience with Arash Law. I will definitely recommend to my family and friends. I interviewed a few firms before deciding to work with Arash Law. What made my experience excellent was (i.e. head attorney being accessible to talk to and he answered all my questions and concerns, sensitive and thorough personel who completed in home intake & follow up process, being connected immediately to quality Physicians who addressed my injuries and recovery process, clear contract-read throughly to ensure its something you can commit to). Being in a car accident is a traumatic experience and I had a sense of peace knowing Arash Firm was walking with me throughout the whole process. Thank you Arash Firm for all your hard work and help. I am so grateful and appreciative for you all! 🙏 With Gratitude, Monica Parra

Most Common Causes of Car Accidents

In the past few decades, car manufacturers have developed technology that helps prevent accidents and keeps people safe. Features like lane-keep assist, forward-collision warning, and autonomous braking can give drivers and passengers a sense of safety.
With such advanced technology, you might expect accident rates to decrease. However,car accidents are still prevalent despite newer cars with more safety features. There were over 7.2 million accidents nationwide in 2016, a 15% increase from the prior year.

As mentioned above, driver error is the leading cause of vehicle collisions. Other causes of car accidents include:

  • Driving under the influence of alcohol or drugs – Impairment is a leading cause of fatal car accidents. Alcohol impairs judgment, cognitive abilities, and coordination, which are all necessary to drive safely.
  • Reckless driving – Speeding, aggression, weaving, and other irresponsible actions on the road contribute to many fatal accidents and wrongful death claims.
  • Distracted driving – Changing the radio, talking to passengers, using cell phones, and having pets and children are all common distractions while driving that can lead to collisions.
  • Unsafe road conditions – Inclement weather, like strong winds and heavy rain, can make driving challenging. It can cause the vehicle to hydroplane and the driver to lose control. Because of this, drivers should avoid driving in inclement weather or adjust their driving for conditions. Poorly maintained roads can also contribute to car accidents. The government must answer for any dangerous road conditions they do not address.
  • Mechanical defects – Sometimes, a third party can be liable for a car accident. If the vehicle has defective parts or is not maintained, a collision can happen.
While these are a few examples, many other causes of vehicle collisions in Torrance exist. Some occur more than others. Regardless of the cause, you must schedule an initial consultation with the Torrance car accident lawyers from Arash Law.

Common Injuries in Car Accidents

Car accident claims in Torrance have various contributing factors to consider. One of these factors is the injuries you suffer, which depend on the cause and severity of the crash. Among the injuries our Torrance car accident attorneys have helped accident victims are:
  • Open fractures
  • Broken bones
  • Internal and external bleeding
  • Loss of limb
  • Scratches
  • Collapsed lung
  • Head injuries
  • Slipped disc
  • Cracked ribs
  • Facet joint syndrome
  • Open cuts
  • Scars
  • Hairline fractures
  • Whiplash
  • Internal organ damage
  • Burns
  • Joint pain
  • Bruises and contusions
  • Anxiety
  • Depression
  • Post-traumatic stress disorder
  • Neck injuries
  • Facial injuries
  • Wrongful death
With medical attention, some of these injuries will heal after a few weeks or months. Sadly, others will stay with you for years or even a lifetime. Depending on the extent of the injury, you might need to see a chiropractor or a surgeon to recover physically. Nevertheless, your injury will impact your insurance claim. Our Torrance car accident lawyers can help with the compensation process while you focus on your medical recovery.
Most Common Causes of Car Accidents
Statistics about Torrance Car Accident Claims

Statistics about Torrance Car Accident Claims

Los Angeles County is infamous for traffic accidents. Arash Law heavily litigates car accident claims in the county and California as a whole. We frequently litigate because there are, unfortunately, a plethora of car accidents in Torrance and the surrounding areas. The California Office of Traffic Safety (OTS) reports over 92,020 injury-related and fatal car accidents.

In addition, nearby Los Angeles has ranked the worst with a 1/15 rating by OTS. The city saw nearly as many deaths from traffic accidents as homicides. OTS reports 91,462 Angelinos suffered an injury or were killed in car accidents in 2018. Over 7,000 involved alcohol, and over 6,000 involved pedestrians. That means there is one pedestrian fatality every two and a half days.

Statewide, the California Highway Patrol reported a fatal or injury-related car accident every three minutes. Overall, there were 197,146 car accidents statewide in 2017. From these reports, California has moved towards the Vision Zero safety initiative. It aims to eliminate traffic injuries and deaths by 2025.

Car accidents impact not only the victims but their loved ones as well. The injuries are catastrophic in some cases, leading to family members having to take on additional roles. Sometimes, families become caregivers for medical issues. Other times, they must take on the financial responsibility the injured person used to have.

The roads are dangerous, and being in a car accident can change your life forever. Failing to hire the right personal injury attorney in Torrance can devastate you and your family. The wrong lawyer on your team can prevent you from getting the recovery you need from suffering an injury in a collision. Speak to a lawyer at Arash Law today.

Determining Fault in Torrance Car Accident Cases

The most crucial aspect of your claim is proving that someone else was at fault for the car accident leading to your injuries. Many Torrance residents believe doing so is obvious, but the insurance companies will disagree. Your claim will be denied if you cannot prove that someone else was at fault.

Proving fault and establishing liability is very complex in California. It requires showing the other person was at fault and that you did not play a role in the accident. This concept is based on comparative negligence. Essentially, you cannot share the blame with the other party. If you do share responsibility, your settlement is reduced by the percentage of fault you had.

Determining fault is a complex process that must be handled by skilled Torrance car accident attorneys from Arash Law.

What Do You Do After A Car Accident in Torrance?

You can never expect you will be in a vehicular collision. These incidents always catch people by surprise. You might not want to think about it, but you can take some crucial steps to protect yourself legally. It is better to be prepared in the case of an accident than to be overwhelmed.
We have some vital steps that accident victims should take to protect their physical health and legal rights, including:
  • Move to a safe location – If possible, move to a safe location to avoid further collisions or injuries.
  • Don’t panic – Keep as calm as possible and move vehicles off the roadway.
  • Check for injuries – First, evaluate yourself and anyone in your vehicle for injuries. Next, you must call for emergency medical services if there are injuries. A medical professional must check out everyone, even if they do not think they have suffered an injury.
  • Call the police – They will come and assess the scene and craft an accident report that you can use for your claim. When you call for medical assistance, they will also send the police for this purpose. If the at-fault driver was intoxicated, police can arrest them and work on criminal charges.
  • Exchange contact information – Keep to the basics when speaking to the other driver, insurance company, and police. Do not admit liability or a contribution to the accident. Do not apologize to anyone, as that is an admission of guilt. You should only exchange insurance and contact information. Our legal team will handle the rest.
  • Collect evidence – If you can access your cell phone, begin taking pictures of the damage. You will want to capture the accident scene, the vehicles, nearby shops, and traffic signs. Get witness information if there is any. If possible, gather vehicle debris.
  • Hire Arash Law’s Torrance car accident lawyers – The best way to protect yourself after an accident is to consult a lawyer.

Some of these steps you can be physically incapacitated to complete. Do only what you can at the scene. The most important part is getting to safety and treating your injuries. We can handle everything once you meet with our Torrance car accident lawyers.

California Motoring Laws
The aftermath of a Torrance car accident is chaotic. As a survivor, you are unsure of your rights, and a legal claim is difficult to grasp. However, when you work with skilled Torrance car accident lawyers from Arash Law, led by Arash Khorsandi, Esq., you can ease some of those worries. We can discuss information about your accident and determine potential challenges. We can also appraise your case worth. Our partnership will begin with an initial consultation.

There are various laws regarding vehicle accidents across California. One law that comes into many accident victims’ heads is seat belt use. All passengers 16 years and older must wear a seat belt. If you were not wearing a seat belt during the collision, it would impact the pain and damage you sustained.

Rules on Reporting Car Accidents in California

You have various legal duties after an accident. You must stop, render aid, and provide contact and insurance information, including your insurance card and driver’s license number, to the authorities and other parties involved. Most of the time, the police request this information to complete their incident report, though they are not required to complete one for every accident.

Ensure that the police file a report about the accident, as it can be used when filing an insurance claim. Still, you must report the collision to the DMV and the insurance company. They will require information about the accident and the drivers involved. You can work with car accident lawyers in Torrance for assistance in reporting the collision.

Reporting Car Accidents to The DMV

According to California Vehicle Code §16000, drivers must report traffic incidents resulting in injuries, damages, or deaths to the DMV within ten days. The insurance company or police will often handle this step for you. However, our Torrance car accident lawyers can help you if, for some reason, they cannot.

Reporting Car Accidents to Law Enforcement

If the police fail to document the collision involving injuries or fatalities, CVC §20008 requires motorists to make a written report about the crash to the Highway Patrol or a local precinct within 24 hours. This is also the case for hit-and-run accidents.

These reporting deadlines can be challenging for some victims due to their injuries. You might still be in the hospital when a reporting deadline comes and goes. We will handle these reports if you have a Torrance car accident attorney helping you. We do not charge you extra for these services.
Gabriel M.
Car Accident Settlement
This was a sad and tragic case in which our client was paralyzed after being struck by a distracted driver. The maximum policy settlement was 5.25 million and we were able to settle for the full amount. In addition, we were able to add additional workers' compensation benefits from our client's employer, as he was working at the time of the incident. The parties agreed to settle our client's workers' compensation claim for $2.5 million.
Car Accident Settlement
This was a sad and tragic case in which our client was paralyzed after being struck by a distracted driver. The maximum policy settlement was 5.25 million and we were able to settle for the full amount. In addition, we were able to add additional workers' compensation benefits from our client's employer, as he was working at the time of the incident. The parties agreed to settle our client's workers' compensation claim for $2.5 million.
General Rules on the Road

Driver error and fatigue rank as the leading cause of car accidents, with both being entirely preventable. Notably, Los Angeles has earned the notorious distinction of being the road rage capital of the United States, an issue that also trickles out to surrounding cities like Torrance. This heightened aggression on the road frequently results in hit-and-run and pedestrian accidents. Motorists must adhere to all general road rules and do their part proactively to prevent crashes and injuries.

Some general California traffic laws include:
  • Drivers must be licensed and insured and must operate registered vehicles.
  • Drivers must obey posted speed limits.
  • Drivers must adjust their speed and driving habits when bad weather, darkness, or other dangerous conditions are present.
  • Drivers must yield to oncoming vehicles.
  • Drivers should refrain from following other vehicles too closely.
  • Drivers cannot run red lights, stop signs, or traffic signals.
  • Drivers should not use a cell phone while driving.
  • Drivers should stay away from distractions and handheld devices.

There are many other road rules to follow. It is imperative that drivers are aware of and follow the law to protect everyone’s safety. A driver failing to follow these and other regulations can lead to a traffic crash. When assessing your case, personal injury lawyers will investigate the cause and if any laws were violated.

Statute of Limitations for Car Accidents

Timing is everything when it comes to car accident claims. When seeking compensation, there are many deadlines and processes to consider. You already know the first deadline for filing an accident report with the DMV or city. But that is only the first deadline you must consider, as California has a stringent statute of limitations for all personal injury cases.

Proficient car accident lawyers in Torrance understand what it takes to file a claim and get your case the attention it deserves. In the California Code of Civil Procedure 335.1, you have two years to take any legal action for wrongful actions or negligence resulting in injury or death.

There is a special exception of three years for car accidents resulting in property damage. That can be a separate claim. You must focus on the injury claim, as the filing deadline will come quickly. With such a fast deadline, you require a Torrance personal injury lawyer who knows what it takes to handle your circumstances. We can act immediately on your behalf, which gives you more time to focus on your healing.

It is common to see injury victims believe they can handle a case independently because they think it is ironclad. Unfortunately, even a seemingly ironclad case can run into some problems, with the most common being shared liability laws. When they are applied to a case, it can hurt your chances of getting the maximum payment for your losses. It can even result in losing your case entirely. Even a small percentage of fault awarded to you is enough to defeat the ironclad case you had.

A Torrance personal injury lawyer can help you avoid these and other pitfalls that can arise. We will navigate through every intricate legal action. We will help you avoid a shared fault ruling and secure financial recovery. Our team will work diligently to prove the other person was solely at fault for the crash.
Important Car Insurance Laws
California has many laws, based on tort law, that can complicate an insurance claim. That means if someone causes a traffic accident and the insurance company refuses liability, a lawsuit can be brought against the individual. Making matters worse, the insurance adjuster doesn’t care about the truth. They are simply looking for a way to blame you.

Do not give the adjusters a recorded statement. You should not admit to any negligent actions. If a driver lacks insurance coverage, they must pay out of pocket. Speaking with an experienced lawyer is in your best interest.

What is The 15/30/5 Minimum Requirement for Car-Related Insurance?

There are minimum requirements under California Law for insurance related to car accidents. The law requires vehicle operators to have $15,000 per victim in coverage. They must also have $30,000 for bodily injury or death for more than one victim. Lastly, motorists must have a minimum of $5,000 for property damage. The policyholder’s vehicle is not covered.

These rules are different for common carriers and others. Uber, Lyft, and FedEx must have higher commercial insurance policies. When dealing with a commercial policy, the process is more complex. Our Torrance car accident lawyers will review the insurance coverage to maximize the amount of compensation you can receive.
Important Car Insurance Laws
Motor Vehicle Accident
Settlement in a motor vehicle accident; client suffered internal injuries.
Uninsured and Underinsured Motorists
Insurance companies must offer clients the option to buy or reject uninsured and underinsured motorists’ coverage. This coverage can only be provided at the time of purchase. When another person doesn’t have insurance coverage, your UM or UIM plan can help with compensation recovery.
Your policy will kick in when an irresponsible driver fails to carry or maintain insurance coverage. Underinsured motorists’ coverage will cover the difference between the driver’s policy and the damage you suffered.
Another policy option you can opt for is Underinsured Motorists Property Damage insurance. UMPD, as the name suggests, covers property damage. Similar to UIM, it covers the difference between their policy and your property damage.

These policies can also come in handy if there is an unidentified driver. Our car accident lawyers in Torrance will investigate your collision to find the runaway driver. In the meantime, you can use your policy to avoid delays. In addition to collision coverage, you can make other policy changes.

You can amend your policy to secure medical payments, liability insurance, and theft protection. Med-Pay will pay for your accident-related medical expenses. Our legal team will negotiate with the insurance company and use every available policy to get you the maximum recovery possible.
Negligence Requirements

California works on a fault-based system when handling insurance claims. The laws require that the harmed party prove the other driver is liable for the collision resulting in said injuries. There are also pure comparative negligence laws that can apply to your case, where your financial recovery is reduced by your percentage of fault.

Negligence and fault are complex legal topics. The insurance company uses that to its advantage to shift blame. We can cite a defective red light or poor road conditions as the reason for your contribution to the accident. Car accident lawyers in Torrance can help you fight against comparative negligence with some proven defenses.
Another complication of negligence is that government agencies and third parties can also bear liability. When they do, they must pay fair compensation for their role in your injuries. You can end up having multiple defendants in your lawsuit.
Claims for Permanent Injuries
Permanent injuries are some of the worst outcomes that car accident survivors in Torrance can experience. You should never attempt to self-diagnose or treat your injuries, even if you believe your injuries are minor. The best way to protect yourself legally is to seek medical attention.
Medical attention is necessary for the initial injury and the possible subsequent lifelong care. Permanent injuries, which can range from loss of limb or back herniation, will impact your ability to earn a living and complete daily tasks. Something as simple as brushing your teeth can now be an impossible task.
Another challenge of sustaining permanent injuries is getting the necessary payment you need for your medical care and any services and modifications you have had to make. Income replacement is another consideration after a permanent injury.
Our car accident attorneys in Torrance, CA, will ensure you understand how necessary medical treatment is for your health and case. You also need to save the medical bills and receipts for expenses related to your injury. Even a receipt for over-the-counter medication can be vital evidence for your case.
When you wait too long to receive medical attention, you risk losing your chance of recovering the maximum allotted compensation. While the injury is apparent, proving it will require legal assistance. The insurance company does not care how apparent your injury is. They want to save money and will find a way to do that. The best way to get maximum compensation for your injuries is to work with aggressive yet compassionate Torrance car accident lawyers.
Car Accident Medical Expenses
Medical expenses after a crash will pile up quickly. That means you will have to face a possible financial downfall. You might think your insurance policies will foot the bill. But they have limits, and many times, treatment can far surpass those limits. Depending on your injury, the doctors can recommend you to other specialists and for invasive treatments.

It is vital to follow the doctor’s orders. We understand their treatments and appointments are expensive. That is why our legal professionals will represent you while seeking reimbursement from the at-fault driver.

We will review your medical documents and out-of-pocket expenses to fight for reasonable recovery. We can help clients obtain payment for medical expenses, such as:
The treatment you need will depend on your injuries. You can start your medical diagnosis from the scene. If you are not taken to a nearby hospital, you can see your primary physician within a few days. Our car accident lawyers in Torrance have a network of medical professionals we can connect you with for your medical needs.

How Car Accident Claims and Personal Injury Cases Impact Your Car Insurance Premiums

Car insurance companies have catchy jingles and promise to treat you like family. They also have paid testimonials from clients about how happy they are with their insurance policy. However, the average Joe is unaware of how a car accident will impact their insurance premiums. Regardless of fault, your insurance premium will increase in many cases.
Our attorneys know how filing a claim can impact your insurance and are familiar with the tactics of insurance companies to lower settlements and punish drivers who file claims. When they pay out a claim, they want their money back. That means finding ways to raise your rates.
Average California insurance premiums are among the top ten highest nationwide. The average is a whopping $1,868. When looking for a new policy, you will want to consider the plan’s cost, benefits, and coverages, and consider how they handle insurance claims. You can learn a lot from customer satisfaction rankings.
Additionally, you must consider the amount of insurance you need. While having the minimum seems like a cost-effective solution, it can cost you more long term. If you have the minimum state requirements, the best way to save is to never be in a traffic collision. The state minimum rarely covers the full extent of car accident expenses. They should be seen as a starting point, not an end-all.
You will want to consider all possibilities when purchasing insurance policies. The claim process is slightly more manageable if you are the sole occupant. However, your claim is much more complex if you have a full car. There are additional provisions that the insurer can offer you to cover situations where you have a full car.
Whether alone or with others, you will have complex legal matters ahead. You must contact our experienced Torrance car accident lawyers immediately. Refrain from accepting an offer or making a statement to the insurance company without our assistance. We fight for you and not the insurance company’s best interests.

Gathering Evidence in A Car Accident

Working and negotiating with the insurance company requires proving many aspects of your claim. To prove to the insurance company that you have a valid claim for compensation, you have to prove every element. Our investigators and legal team will search for evidence such as:

You need substantial evidence to meet the burden of proof for a car accident claim. However, gathering evidence requires significant resources. You must have a competent personal injury with connections and resources to gather this critical evidence. Fortunately for accident victims, Arash Law works with private investigators and accident reconstructionists.

Dealing with An Insurance Company After A Car Accident
While dealing with your medical recovery, the insurance company is hounding you with settlement offers. They want to settle the claim for the least amount possible, which means settling early. Taking those offers in your pain and frustration is tempting, but you should not. You have no way to tell if the offer is fair.
Your expenses might continue piling up with no end in sight. Your injuries can have worse outcomes than you initially thought, requiring additional medical care. When you have a dedicated lawyer on your side, the insurance company cannot talk to you alone.
How Much Can I Settle for An Accident Claim?
Your settlement will depend on the individual factors of your claim and the applicable law. Every case is unique, necessitating a tailored assessment of damages, both economic and non-economic, for each accident victim. It’s worth noting that nearly 90 percent of car accident cases settle out of court. Likely, yours will too. When medical treatment is substantially complete, serious negotiation talks will begin.
The insurance company will try to convince you that their payment is the best they can do. However, the payment offer is likely low, unfair, and will not cover expenses. You’re already facing the unpleasant situation of having to file a claim and try to move on from this situation. Now, you aren’t given the respect you deserve. Arash Law has the experience you need to get a fair settlement.

When the insurance company does not budge and negotiations are at a standstill, it is time for the next step. A judge can order mediation between us and the insurer’s team, where a neutral third party will work to get to an agreement. Mediation is successful if both parties negotiate and agree to the terms.

Damages You Can Recover in A Car Accident

Many different damages can apply to a car accident in Torrance. It will depend on the losses and what the individual needs moving forward. Your case can have special compensatory damages, general compensatory damages, or wrongful death damages. You must work with a legal expert to determine which losses you can obtain and calculate your settlement.
Special compensatory damages cover any economic hardships stemming from the car accident, which is most often medical and tangible expenses. It can also involve lost income and everyday expenses you cannot pay. General compensatory damages are non-economic and cover hardships like mental anguish or pain and suffering.
The last and most tragic are wrongful death damages, covering funeral and medical expenses for the deceased. It also compensates the family for their financial losses from no longer having their loved one. Please note that punitive damages can apply in rare instances.
Third-Party Payment Options
If a government entity created an unsafe road condition, they must answer for their negligence. If the issue stems from the failure of a parts manufacturer, it involves product liability law. Manufacturers can also be held liable for their contributions to your collision. Tactful Torrance car accident lawyers can explain your options and determine the next steps.

Call Us for A Free Consultation With The Award-Winning Car Accident Lawyers Torrance Relies On

After a collision in Torrance, you must recover compensation for your losses. Doing so can be challenging when the insurance company is working against you. They will place numerous hoops to pay you less than your case worth.

You can make the process easier by working with Arash Law, managed by Arash Khorsandi, Esq., to ease some of this stress. We have collected over $500 Million for clients across the state. Call us at (888) 488-1391 for a free consultation today.