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Local Accident News: FAQ-Do

Does Car Insurance Cover Bicycle Accidents
Car insurance does cover a bicycle accident when a driver causes the crash. Their liability policy is the primary source of compensation for your injuries, lost income, and damaged bicycle. Many cyclists assume auto insurance is only for car-on-car collisions....
Do Most Personal Injury Cases Settle After Discovery
Many personal injury cases that reach litigation settle during or after discovery, although there is no guarantee that a case will resolve at that stage. Discovery is the formal exchange of evidence between the parties. As medical records, documents, testimony,...
Do Insurance Companies Report Accidents To DMV California
Opening an insurance claim and notifying the California DMV are separate responsibilities. Your insurer may help with the process, but you must ensure the required SR-1 is submitted to the DMV on time. The SR-1, or Traffic Accident Report, applies...
Does Auto Insurance Cover Pedestrian Accidents
Yes, auto insurance covers pedestrian accidents, typically through the at-fault driver's bodily injury liability policy or your own, if it includes uninsured/underinsured (UM/UIM) or Medical Payments (MedPay) coverage. Under California law, the sequence in which insurance policies apply determines how...
Does Uninsured Motorist Cover Pedestrian Accidents
Yes. In California, your auto policy's UM coverage can cover a pedestrian accident. The coverage follows the person, not just the vehicle. Whether it pays in your specific situation depends on your policy terms, the driver's status, and INS §...
Does A Lawsuit Affect Immigration Status
Filing a personal injury lawsuit does not affect your immigration status in California. State law protects non-citizens in these cases. It makes immigration status information mostly unusable in civil and personal injury cases. This aims to prevent defendants from using...
Does Accepting A Total-Loss Check Affect Your Injury Claim
When your car is totaled, the financial pressure hits fast. You need transportation, you may be dealing with injuries, and the insurance company might be pushing you to settle quickly. If you’re considering accepting a total-loss check when facing these...
Do Crossing Guards Reduce Accidents
Crossing guards can reduce the risk of school-zone pedestrian accidents by creating safe gaps in traffic, making children more visible, and signaling drivers to stop. However, studies do not prove that crossing guards always lower the overall crash rate at...
Does Health Insurance Cover Motorcycle Accident Injuries
Health insurance does cover injuries from motorcycle accidents. Your health plan is usually the first source of coverage for emergency medical treatment after a crash. It helps pay for emergency care and other covered medical expenses. Even so, health insurance...
Do Traffic Lights Have Cameras For Accidents
Traffic lights themselves do not have cameras for accidents. However, many California cities do install red-light and speed-monitoring cameras at busy intersections. Those cameras can capture images and brief clips of drivers breaking traffic laws. When those violations lead to...
Does Traffic School Help Reduce Accidents
Traffic school can help reduce accidents, but not by making drivers smarter. It works because it changes behavior. It serves as a behavioral checkpoint, pushing drivers to correct bad habits before they lead to a crash. AB 2499 was a...
Does Costco Give Compensation For Injuries In The Store
Yes, Costco may be responsible for compensating people injured in one of its stores, but the legal path depends on who was hurt. An injured Costco worker may seek benefits through a workers’ compensation claim. This system usually does not...
Do E-Bikes Cause More Injuries Than Motorcycles
Motorcycles still carry a higher injury risk because riders travel faster and share roads with larger vehicles. Meanwhile, e-bike injuries are rising rapidly as their use becomes more widespread. Furthermore, crashes cause serious harm when riders use modified, high-speed, or...
Do Teens Have More Driving Accidents Than Older People
Yes. Teen drivers have more accidents than most older drivers, especially when you look at crash risk per mile driven. The California Department of Motor Vehicles (DMV) notes that drivers aged 16 to 19 have the highest average annual crash...
Do I Need A Lawyer For A Workers’ Compensation Claim
You may need a lawyer to help you through the California workers' compensation system, especially if your employer questions your injury or the insurance company denies care. A lawyer can help you seek the benefits the law allows and follow...
Do I Have A Case If The Rain Caused My Accident
You have a case if both the rain and someone else’s negligence contributed to your accident. In California, everyone has a duty to use reasonable care to avoid harming others. During downpours, actions such as speeding and poor property maintenance...
Do You Have To Pay An Injury Lawyer Upfront?
You don’t have to pay most injury lawyers upfront. In California, these attorneys usually offer contingency fees. That means they get paid from a settlement or verdict. They won’t charge hourly, flat, or retainer fees at the start of the...
Does fog cause car accidents
Fog does not directly cause car accidents. However, it can significantly contribute to them by reducing visibility. Instead, careless driving remains the leading cause of car collisions in foggy weather. In parts of California, especially in the Central Valley, the...
Does Renters Insurance Cover Personal Injury
Yes, renters insurance covers personal injury to visitors to a certain extent. Typically, this policy includes Coverage F. Though it can help pay for medical expenses, it cannot cover other losses, such as property damage or pain and suffering. For...
Does Playing Loud Music Make People Drive Faster?
Yes. Playing loud or fast music makes people drive faster because it raises heart rate, sharpens adrenaline, and distorts speed awareness. Studies show songs over 120 BPM increase speeding and delay reaction time, but keeping the volume below 60% helps...
Does Insurance Cover Fender Benders
Most car insurance policies will cover a fender bender, but the type of coverage that applies depends on fault, your policy limits, and whether you have add-ons like collision or uninsured motorist protection. These minor crashes often cause more than...
Does Health Insurance Cover Car Accident Injuries
Health insurance can cover medical treatment after a car accident, but it usually pays only after auto insurance or the at-fault driver’s policy is used. While waiting for those claims to settle, your health plan may help cover care, but...

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