Generally, you do not sue your own insurance company after an accident. In most cases, you pursue a personal injury claim against the person, business, or property owner who caused your injuries. Your own insurer becomes part of the issue...
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TL;DR: If you slip on a wet floor, the property owner may be responsible if they failed to clean the spill or warn people. These falls often cause broken bones or head injuries, and responsibility depends on how long the...
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